My name is Michael Mazursky, and I am a Veteran of the United States Navy

I joined the service after September 11, 2001. As of January 1, 2019, I am now the proud owner of iHome Mortgage. As a Veteran Owned Small Business, I am now able to help other Veterans and their family by offering below market interest rates on their VA home loan.

The VA Interest Rate Reduction Refinance Loan (VA IRRRL)

If you currently have a VA loan, you may qualify for a lower interest rate without the same headache and hassle as a full documentation loan. In other words, there is no appraisal, no income verification, and no asset verification required. There are only a limited number of documents to process your loan application (copy of driver’s license, social security card, mortgage statement, insurance information, mortgage note, and DD-214). The process is quick and easy, usually only requiring 30 days or less to close on the loan.

No Lender Fees!

That’s right, iHome Mortgage takes pride on offering the lowest rate possible with $0 lender fees. This means, no origination, no discount points, no underwriting or admin fees. In fact, we offer HELP towards closing costs by structuring your loan so you may receive a lender credit towards the closing costs.

No Money Out of Pocket

The VA IRRRL allows Veterans who have an existing VA mortgage to refinance their mortgage with $0 out of pocket. This means the closing costs are rolled into the new mortgage, so you bring $0 to closing. You may also elect to skip one or two mortgage payments, as well as get a refund on your escrow balance when your existing mortgage is paid in full. Check your escrow balance to see how much your escrow refund may be when you refinance.

No Closing Cost Option

You may elect to receive a higher interest rate where you may receive a lender credit to cover ALL CLOSING COSTS. Any excess lender credit remaining may then be applied as a PRINCIPAL REDUCTION so your balance may be LOWER than where it is now!